Assumptions 

The following criteria was used to calculate the comparison rates.

Conforming ( Loan Amounts up to 417K )

The rate provided assumes the following: Loan amount of $300,000, impounds, no cash out, Loan is for a refinance of a single family primary residence, 80% LTV, minumum FICO of 740, no points. Total cost includes all lender fees and 3rd party costs such as title, appraisal, escrow, signing.

Jumbo ( Loan Amounts  over  417K )

The rates provided assumes the following: Loan Amount of $500,000, impounds, no cash out, Loan is for a refinance of a single family primary residence, 80% LTV, minumum FICO of 740, no points. Total cost includes all lender fees and 3rd party costs such as title, appraisal, escrow, signing.

Rate Information provided by Informa Research Services, Inc., Calabasas, CA. www.informars.com. Although the information has been obtained from the various institutions themselves, the accuracy cannot be guaranteed.